One biometric. One number. Every payment. Everywhere.
PIN + fingerprint or facial recognition using HSM-protected cryptography. No cards to steal, no numbers to hack.
One identifier that works globally across all banks, merchants, and payment channels. True interoperability.
Bluetooth mesh technology enables secure peer-to-peer transactions without internet. Perfect for rural areas and emergencies.
Sub-5-second authorization with instant ledger synchronization. No more T+2 delays or batch processing.
Reduce transaction costs from 1.5-3% to 0.1-0.3%. Save billions annually across your payment ecosystem.
Built-in AML/KYC frameworks, real-time fraud detection, and automated regulatory reporting.
| Feature | Traditional Cards | EFN |
|---|---|---|
| Transaction Fees | 1.5% - 3.0% | 0.1% - 0.3% ✓ |
| Authorization Speed | 3-5 seconds | <1 second ✓ |
| Settlement Time | T+2 days | Real-time ✓ |
| Physical Cards Required | Yes | No ✓ |
| Offline Capability | Limited | Full BLE Mesh ✓ |
| Fraud Rate | ~0.06% | <0.01% ✓ |
| Global Interoperability | Multiple networks | Single network ✓ |
| Annual Fraud Losses | $35B globally | ~$5B projected ✓ |
Join banks, fintechs, and merchants building the future of payments
Download El-Fort Bluetooth Payment App